Lifetime coverage
Get a lifetime of protection with a Trupanion policy.
Say goodbye to reimbursements
Care and coverage you can count on
No payout limits
Unlimited payouts for all new, unexpected illnesses.
24/7/365 customer service
Our pet-passionate team is available when you need us most.
Trusted by veterinarians & pet parents alike
Trupanion can pay your veterinarian directly in seconds
With our patented software, we are the only provider that can pay your vet directly at checkout - so no more waiting on reimbursements.
Our care, in action
Discover how we have helped thousands of pet parents just like you.
Can you afford a surprise $1,500 vet bill?
A Trupanion survey of North American veterinarians showed $1,500 as the average treatment cost where pet parents halt care. But with quality coverage protecting your pal, you can say ‘yes’ to veterinary care — no matter what life brings.
Coverage that goes the distance
We’re taking a boldly different approach to pet medical care, focusing on your pet’s wellbeing while playing nice with your pocketbook.
Hereditary & congenital conditions
Cherry eye
Diabetes
Hip dysplasia
Thyroid disease
Cancer
Heart disease
Urinary obstructions
Nervous system issues
Illnesses & injuries
New, unexpected injuries & illnesses
Bite wounds
Swallowed objects & toxins
Patella luxation
Allergies
Kidney disease
Upper respiratory infections
Urinary obstructions
And much more
X-rays, ultrasounds & CT scans
Surgeries & hospital stays
Medications
Veterinary supplements
Herbal therapyPhysical therapy
Advanced dentistry
Prosthetic devices & carts
Don’t just take our word for it
Betsy S.
Glenside, Pennsylvania
“Trupanion has been extraordinary! All myclaims have been paid quickly and without issue. The Trupanion representativesare extremely friendly and caring, always making a point to ask how Cole is doing.”
Patty & Jim H.
Tracy, California
"Just two months ago, Dempsey faced an even greater challenge--cancer. Once again, we filedclaims to cover her diagnosis, surgery, and ultrasound, and Trupanion paid the claims quickly."
Loved by pet parents everywhere
You have questions, we have answers
Check out our insurance FAQs or call us at 855.210.8749.855.210.8749. In the meantime here’s what we are often asked:
No, and that's because we want to make sure your coverage goes where it counts the most. By covering all eligible new and unexpected illnesses and injuries (instead of routine costs like wellness visits and preventative care) we enable you to budget more easily for your pet's care.
Any one you like! Some pet health insurance providers limit you to a “veterinary network” of animal hospitals, but we believe your pet deserves the best care regardless of location. With Trupanion, you're free to go to any licensed veterinarian in the United States, Canada, or Puerto Rico.
No, your coverage percentage will never be reduced if your pet is referred to a specialist or emergency animal hospital. We want your furry friend to get the care they need!
No, and that's because we go above and beyond traditional pet insurance. Instead of relying on discounts and other gimmicks from reduced coverage or increased general rates, we provide quality pet medical insurance at the best value premiums possible from the get-go.
Yes. Although some pet insurance providers do not cover hip dysplasia, this coverage is built into Trupanion's core policy. Both large and small dogs may develop this genetic disorder, and our medical insurance will cover it as long as it is not pre-existing.
We’re always ready to help
Our customer care team is available 24/7/365.
We love informed decisions. See our plan for full coverage details.
